Question 1

What is a CFP® professional?

Accepted Answer

CERTIFIED FINANCIAL PLANNER® certification is a designation that signifies excellence in ethical standards and knowledge for financial planners. Learn more about this trusted designation by visiting www.cfp.net.

Question 2

Is Toole Financial a Fiduciary?

Accepted Answer

Yes! Fiduciaries have a legal obligation to act in your best interest – not their own – and therefore must exercise a duty of care and a duty of loyalty to clients.

Question 3

Will you manage my investments?

Accepted Answer

Toole Financial does not manage investments. For funds you hold outside of, or roll out from, the YMCA Retirement Fund, we can recommend investment strategies and options based on your goals and risk-tolerance. You implement all recommendations.

Question 4

Are you affiliated with the YMCA of the USA or the YMCA Retirement Fund?

Accepted Answer

No. Other than a career as a Y professional, including working for both organizations, there is no affiliation between TF and these organizations.

Question 5

Do you work with YMCAs directly?

Accepted Answer

Yes. TF has contracts with individual associations to provide financial planning and education for staff. Please use the Contact link if your Y has a request or inquiry.

Frequently Asked Questions

What is a CFP® professional?

Is Toole Financial a Fiduciary?

Will you manage my investments?

Are you affiliated with the YMCA of the USA or the YMCA Retirement Fund?

Do you work with YMCAs directly?